Nikon S3600 has a
20.0MP 1/2.3-inch (6.17 x 4.55 mm ) sized CCD sensor . On the other hand, Olympus XZ-10 has a
12.0MP 1/2.3-inch (6.17 x 4.55 mm ) sized BSI-CMOS sensor .
Nikon S3600's sensor provides 8MP more than Olympus XZ-10's sensor, which gives a significant advantage in real life. You can print your images larger or crop more freely.
On the other hand, please keep in mind that Max sensor resolution is not the only determinant of resolving power. Factors such as the optical elements, low pass filter, pixel size and sensor technology also affects the final resolution of the captured image.
Below you can see the S3600 and XZ-10 sensor size comparison.
Nikon S3600 and Olympus XZ-10 have the same sensor sizes so they will provide same level of control over the depth of field when used with same focal length and aperture. On the other hand, since Olympus XZ-10 has 68% larger pixel area (2.38µm2 vs 1.41µm2) compared to Nikon S3600, it has larger pixel area to collect light hence potential to have less noise in low light / High ISO images.